We’re all in a hurry, and we recommend you take some time in picking the lowest-priced plan for your situation. Consider our quote system as a starting point only.

Here’s a tip: Many companies offer volume discounts at certain levels. The general discount levels usually are $100,000, $250,000, and $1,000,000.

$100,000 sometimes costs about the same as $50,000. If you are looking for $150,000, be sure to get a quote for $250,000. Likewise, if you want $750,000, look at $1,000,000. With the discount, the higher amount may be a better value.

When you get to your quote, you will see a “Health Analyzer” link. Clicking this will walk you through some general health questions to fine tune what health category you may qualify for.